Spiko Connects EU-Regulated T-Bill Funds to Coinbase Stablecoin Network
Spiko has integrated Coinbase Payments into two EU-regulated UCITS Treasury funds, letting investors subscribe and redeem using USDC and EURC via the Base blockchain.
French fintech Spiko has plugged Coinbase Payments directly into a pair of European Union-regulated UCITS Treasury funds, giving investors a new on-ramp to government bill exposure through stablecoins. The integration allows fund subscriptions and redemptions to be processed in USDC and EURC, Coinbase's euro-pegged stablecoin, over the Base layer-2 blockchain network.
The move marks one of the more concrete intersections yet between regulated traditional investment vehicles and crypto payment infrastructure in Europe. By routing transactions through Base — Coinbase's Ethereum layer-2 chain — Spiko aims to cut settlement friction that typically accompanies cross-border fund activity, making T-bill access faster and cheaper for retail and institutional participants alike.
For Coinbase, the partnership extends the practical utility of both USDC and EURC beyond trading and transfers into regulated asset management, a segment that carries significant credibility with institutional allocators. The UCITS framework, one of the EU's most recognized fund standards, adds a layer of regulatory legitimacy that pure crypto products cannot easily claim.
The integration signals a broader industry trend: tokenization and stablecoin rails are moving from proof-of-concept territory into live, compliant financial products. Spiko's approach — anchoring blockchain payment settlement to fully regulated fund structures — could serve as a template for asset managers looking to modernize subscription workflows without stepping outside existing regulatory boundaries.
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